Blog Articles
How much life insurance do I need?
How much life insurance do I need? Life insurance is there to provide you and your family with financial protection if something goes wrong before your retirement, for example, if you pass away, become permanently disabled and cannot work or are temporarily unable to...
Will I pay capital gains tax on my inheritance?
Will I pay capital gains tax on my inheritance? In Australia, special capital gains tax (CGT) rules apply to the transfer of assets from a deceased estate. The most common types of capital gains assets are property, shares and managed funds. You may have just...
How many bank accounts should you really have?
How many bank accounts should you really have? There’s no such thing as a perfect number of bank accounts that will suit everyone. But there are good reasons for avoiding the extremes of having only one account struggling to cover all your needs and goals, or on the...
EOFY and your super
EOFY and your super EOFY is a great time to check in on your super. Even small contributions made before 30 June can help grow your retirement savings over time. A few EOFY super strategies to consider Add extra to your super before 30 June. Review concessional...
A new way to invest
A new way to invest In just a few short years, Exchange-Traded Funds (ETFs) have gone from a niche investment option to one of the fastest-growing asset classes in Australia. Once dominated by professional investors and institutions, the ETF market has now been...
Recognise an SMSF scheme before you commit
Recognise an SMSF scheme before you commit Know the warning signs of SMSF schemes before you act. Promoters often present SMSF schemes as legitimate investment opportunities. They may promise high returns, tax advantages, or early access to super. Some arrangements...
What difference could a lower home loan rate make?
What difference could a lower home loan rate make? Eight times a year the Reserve Bank of Australia (RBA) Monetary Policy Boards meets to decide whether to increase, decrease, or maintain the cash rate. The decision that it makes each time flows through to home loan...
New year finance resolutions for 2026
New year finance resolutions for 2026 More than one in two Australians (52%) plan to get on top of their finances each year, according to research from the Federal government's Moneysmart website. Popular goals include creating or updating a budget (43%), investing...
Steps to get the best credit card for you
Steps to get the best credit card for you Australians love credit cards. According to the Reserve Bank of Australia (RBA), Australians collectively have around 14.7 million credit cards and owe around $33 billion on them. However, almost $18 billion of that money is...