Blog Articles
Take control of your super
Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by someone you don’t even know – the trustee of your superannuation fund. Let’s look at how you can have...
Aged care – The planning
Aged care - The planning Moving into residential aged care can be an uncertain and overwhelming experience for everyone involved. On top of the personal and emotional challenges, there are a number of important decisions to make including which facility is most...
Is it worth salary sacrificing into super?
Is it worth salary sacrificing into super? We're all familiar with the concept of super. It's that portion of our salary that employers are required to contribute to a super fund on our behalf, with the goal of providing us with financial security in retirement. But...
Wealth planning across the ages
Wealth planning across the ages For previous generations of Australians, retirement usually meant ceasing work and hoping to live long enough to qualify for the age pension. Apart from the family home and personal belongings there were usually no substantial assets to...
Potential tax savings through super
Potential tax savings through super Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year. With all super strategies, there are specific eligibility criteria....
Retirement
Retirement It’s safe to say that the last few years have been a lot for many Australians. No sooner had we emerged from the covid pandemic, and all the issues that came with it, than we entered a period of rapidly rising interest rates which helped trigger a cost of...
Discovering your financial mindset: The key to unlocking financial success
Discovering your financial mindset: The key to unlocking financial success In the quest for financial stability and success, we often focus on tangible elements like earning more money, saving diligently, or investing wisely. But have you ever stopped to consider the...
Financial success: More than just money
Financial success: More than just money When discussing financial success, many people tend to use the terms "rich" and "wealthy" interchangeably. While being rich is often associated with having a lot of money or material possessions, being wealthy is about having...
Making clever use of offset accounts
Making clever use of offset accounts It’s a common misconception that mortgage offset accounts are loan products when in fact they are savings accounts sitting within a mortgage structure. If you’re not sure how mortgage offset accounts might benefit you – read on!...