Blog Articles
Should you downsize to boost your super?
Should you downsize to boost your super? The idea of downsizing can be very appealing to empty-nesters. There will be less cleaning, gardening and maintenance, more time for hobbies and travel, and the icing on the cake comes if you can use the cash surplus you...
What are deeming rates?
What are deeming rates? And how 2025 changes could affect your retirement plans. With deeming rates on the rise in Australia for the first time in five years, now's a good time to understand what they are and how they could impact your future retirement. Deeming rates...
What will you do with your tax refund?
What will you do with your tax refund? Thousands of Australians receive tax refunds every year. Some refunds won’t even cover the cost of a pizza to celebrate; however, many are quite substantial. If you’re one of the lucky ones, what will you do with your tax...
Setting your grandkids up for the future
Setting your grandkids up for the future Providing financial support to your grandchildren can be a meaningful way to invest in their future. From practical steps to financial strategies and legal considerations, there are several ways you can help set them up for...
Making the most of a market downturn
Making the most of a market downturn In recent years, market volatility has once again tested the nerves of investors. From the post-COVID recovery to ongoing geopolitical tensions, persistent inflation, and rising interest rates, many are questioning how best to...
What is your concept of retirement?
What is your concept of retirement? The concept of retirement has changed dramatically over the generations but there remains one constant for most of us planning the end of our working life – to be able to do what we want, when we want. No more alarm clocks, no more...
How much do I need in my emergency fund?
How much do I need in my emergency fund? In these uncertain times, it pays to have money set aside to give you peace of mind that if your income drops, you still have ample funds to pay for your everyday expenses until you get back on your feet again. Having savings...
Superannuation changes
Superannuation changes Being aware of changes to your super, including increases to the superannuation rate, can help you make more informed decisions when it comes to your retirement savings. Changes to superannuation guarantee rate If you are employed in Australia...
Investing for income
Investing for income Share markets are renowned for taking unexpected downturns and while history shows that markets eventually recover, this rebound in value can occasionally take time. Investors concerned about this risk might consider a stronger focus on...