Preparing for retirement in uncertain times Preparing for retirement in uncertain times As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic...
Accelerate your super balance Accelerate your super balance – salary sacrifice vs personal contributions If you are an employee, there are two ways in which you can optimise the tax-effectiveness of your additional super contributions: opt for a salary sacrifice...
Don’t ignore the third stage of retirement planning Don’t ignore the third stage of retirement planning The Golden Years… a time of leisure, travel and more time with the grandchildren. This is likely what springs to mind when someone mentions the retirement phase of...
Should you downsize to upsize your retirement? Should you downsize to upsize your retirement? To downsize or not to downsize is the question facing many home-owning Australians in the lead up to or in their retirement years. And the answer is… it depends. There are...
Six Retirement Wrongs to Avoid Six Retirement Wrongs to Avoid While retirement should be the best years of your life, many Australians make simple, avoidable mistakes with their finances that can leave them dependent on the age pension and without the funds to really...
Three Steps to Prepare your Children for Financial Success Three Steps to Prepare your Children for Financial Success For many of us, our first experience of banking and savings was the school Savings Account Program. But in 2019 the Australian Securities and...
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