Keeping up with the Joneses: Avoiding Bad Habits Keeping up with the Joneses: Avoiding Bad Habits There’s a quote that says, “Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it”. True if you’ve got that sort of money....
Who Gets Your Super? Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by someone you don’t even know – the trustee of your superannuation fund. Let’s look...
Understanding your Superannuation Investment Strategy From time to time, market movements may cause your super balance to fall. While this can be alarming, you’ll find that it usually recovers in due course. However, if you feel like you need to make some...
Salary sacrifice vs personal contributions to super If you are an employee, there are two ways in which you can optimise the tax-effectiveness of your additional super contributions. Opt for a salary sacrifice arrangement, whereby your employer makes additional...
Be different today so you can be different tomorrow Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have a habit of thinking there is still plenty of time....
The greatest challenges facing future retirees Most working Australians aspire to the idea that they’ll reach a point where they can retire debt-free and with enough money in their superannuation fund. Perhaps supplemented by the age pension, to provide them with a...
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