Six Retirement Wrongs to Avoid Six Retirement Wrongs to Avoid While retirement should be the best years of your life, many Australians make simple, avoidable mistakes with their finances that can leave them dependent on the age pension and without the funds to really...
Three Steps to Prepare your Children for Financial Success Three Steps to Prepare your Children for Financial Success For many of us, our first experience of banking and savings was the school Savings Account Program. But in 2019 the Australian Securities and...
Keeping up with the Joneses: Avoiding Bad Habits Keeping up with the Joneses: Avoiding Bad Habits There’s a quote that says, “Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it”. True if you’ve got that sort of money....
Who Gets Your Super? Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by someone you don’t even know – the trustee of your superannuation fund. Let’s look...
Understanding your Superannuation Investment Strategy From time to time, market movements may cause your super balance to fall. While this can be alarming, you’ll find that it usually recovers in due course. However, if you feel like you need to make some...
Salary sacrifice vs personal contributions to super If you are an employee, there are two ways in which you can optimise the tax-effectiveness of your additional super contributions. Opt for a salary sacrifice arrangement, whereby your employer makes additional...
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