Should you downsize to upsize your retirement? Should you downsize to upsize your retirement? To downsize or not to downsize is the question facing many home-owning Australians in the lead up to or in their retirement years. And the answer is… it depends. There are...
Six Retirement Wrongs to Avoid Six Retirement Wrongs to Avoid While retirement should be the best years of your life, many Australians make simple, avoidable mistakes with their finances that can leave them dependent on the age pension and without the funds to really...
Salary sacrifice vs personal contributions to super If you are an employee, there are two ways in which you can optimise the tax-effectiveness of your additional super contributions. Opt for a salary sacrifice arrangement, whereby your employer makes additional...
Be different today so you can be different tomorrow Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have a habit of thinking there is still plenty of time....
The greatest challenges facing future retirees Most working Australians aspire to the idea that they’ll reach a point where they can retire debt-free and with enough money in their superannuation fund. Perhaps supplemented by the age pension, to provide them with a...
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